PB SME Flex
(This is an insurance product)
PB SME Flex
(This is an insurance product)
AIA Bhd. is a member of Perbadanan Insurans Deposit Malaysia.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact AIA Bhd. or PIDM (visit www.pidm.gov.my).
Protect your most valuable asset by investing in your employees
Attracting, motivating and retaining exceptional employees are challenges faced by any organisation.
As an employer, you recognise that your employees are the driving force behind your company. It is therefore important to ensure that your most valuable asset, YOUR EMPLOYEES, are well taken care of.
At PBB, we have the solution for YOU and YOUR EMPLOYEES – PB SME Flex
Benefits Recommendation
Create the right plan for your employees.
Flexible and Customisable
Flexibility to pick and choose benefit options and limits.
Comprehensive Plan
More options to suit different needs and budgets.
Digitalised
Fast and seamless application experience.
What Are The Benefits?
Medical Benefits
BASIC | OPTIONAL |
Hospitalisation:
Extended Benefit Compassionate Allowance benefit |
Outpatient General Practitioner Care (GP) and Outpatient Specialist Care (SP) |
Group Term Life (GTL) Benefits
BASIC | OPTIONAL |
Death Total and Permanent Disability (TPD) Partial and Permanent Disability (PPD) Terminal Illness (TI) Repatriation expenses |
Critical Illness – Non-accelerated rider Critical Illness – Accelerated rider |
Add-on Benefits
Group MedCare |
Exclusive access to Personal Medical Case Management services, ensuring your employees receive the best possible treatment and personalised on-going support throughout their medical journey when diagnosed with a serious or complex condition. Note: Group MedCare is attachable to Medical only. |
AIA Vitality |
A unique health programme that empowers employees with knowledge and tools to make healthier choices, motivates and rewards you and your employees to get healthier. Healthy employees mean higher productivity. Kindly refer to AIA Vitality brochure for further information. |
What Are The Major Exclusions For The Product?
Medical Benefit (Hospitalisation and Outpatient Care):
Plastic/Cosmetic surgery or treatment including (but not limited to) for e.g. double eyelids, acne, keloids, scars, skin tags, gynaecomastia, diffused alopecia/hair loss, etc., or treatment of their complications, or
Care and treatment that is experimental, investigative or unproven services and not according to accepted professional standards and/or is not medically necessitated.
This exclusion includes (but is not limited to) treatments such as:
Group Term Life:
Death
Total and Permanent Disability (All causes)
Partial and Permanent Disability (Natural causes)
Partial and Permanent Disability (Accidental causes)
Repatriation Benefit
No benefits shall be payable for:
Critical Illness
Terminal Illness
The description, benefits, exclusions, terms and conditions described above have been summarised and are not exhaustive. Details of more complete terms, conditions and exclusions are available in the Master Policy Contract.
To find out more, call us now at +603 - 2170 8000 or visit any of our branches for more information!