Perbankan Peribadi | Perbankan Perniagaan

Panduan Ringkas mengenai Dasar Pertukaran Asing

Payment in Ringgit/Foreign Currency between Non-Residents

Payment between Non-Residents

Currency	A Non-Resident is allowed to make or receive payment in Malaysia, to or from another Non-Resident for:
Ringgit (RM)	1	any purpose between Immediate Family Members¹
	2	income earned or expense incurred in Malaysia
	3	settlement of a trade in goods or services, excluding payment between Non-Residents (NR)s for settlement of a trade in goods or services outside Malaysia
	4	settlement of a RM asset² including any income and profit due from the RM asset
	5	settlement of a commodity murabahah transaction undertaken through a commodity trading service provider, excluding payment between NRs for settlement of a commodity murabahah transaction undertaken through a NR commodity trading service provider.
FCY	Any purpose.

a legal spouse, parent, legitimate child (including legally adopted) or legitimate sibling of an Individual

Ringgit Asset refers to:

a. Ringgit-denominated securities or Islamic securities issued in Malaysia by a Resident;

b. Ringgit-denominated securities or Islamic securities issued by a Non-Resident as approved in writing by Bank Negara Malaysia;

c. Ringgit-denominated Financial Instrument or Islamic Financial Instrument as approved in writing by Bank Negara Malaysia;

d. Ringgit deposit with a Financial Institution in Malaysia including deposit-like instrument with only Ringgit delivery at the inception and maturity; or

e. any property in Malaysia