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Business Expansion

Government Guarantee Schemes Managed by Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Schemes to assist Small and Medium Enterprises (SMEs) with guarantee provided by SJPP.

Working Capital Guarantee Scheme (WCGS) 2

A scheme set up to assist SMEs in all sectors to gain access to financing for working capital and capital expenditure.

Here’s what WCGS2 can do for you:

Loan amount up to RM10 million.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Working Capital Guarantee Scheme (WCGS) - Start Up

A scheme set up to assist start up SMEs in all sectors to gain access to financing for working capital and capital expenditure.

Here’s what WCGS - Start Up can do for you:

Loan amount up to RM500,000.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Working Capital Guarantee Scheme (WCGS) - Bumiputera 2

A scheme set up to assist Bumiputera SMEs in all sectors to gain access to financing for working capital and capital expenditure.

Here’s what WCGS - Bumiputera 2 can do for you:

Loan amount up to RM3 million.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Automation and Digital Guarantee Scheme (ADGS)

A scheme set up to assist SMEs in all sectors to gain access to financing to invest in automation, digitalisation and modernisation which forms part of the Industry 4.0.

Here’s what ADGS can do for you:

Loan amount up to RM10 million.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Working Capital Guarantee Scheme (WCGS) - Women

A scheme set up to assist SMEs owned and controlled by women in all sectors to gain access to financing with lower cost of financing and increase women entrepreneurs, increase high performing women SMEs and elevate micro women businesses to SMEs.

Here’s what WCGS - Women can do for you:

Loan amount up to RM1 million.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Working Capital Guarantee Scheme (WCGS) - Export

A scheme set up to assist SMEs in all sectors which are export oriented to gain access to financing in expanding their market overseas.

Here’s what WCGS - Export can do for you:

Loan amount up to RM10 million.
Loan tenure up to 12 years or until 31 December 2035, whichever is earlier.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

Government Guarantee Scheme MADANI (GGSM) 4

A scheme set up to assist Mid-Tier Companies (MTCs) and SMEs by providing Government guarantee for the financing granted by Participating Financial Institutions to all economic sectors particularly focusing on bumiputra, halal, tourism, export oriented, high growth high value, high tech, manufacturing and agro-based business sectors.

Here’s what GGSM4 can do for you:

Loan amount up to RM30 million for MTCs and RM20 million for SMEs in all sectors.
Loan tenure up to 7 years.
Attractive pricing.

Product Disclosure Sheet (EN/BM)

PB WISE EcoBiz

This package offers working capital financing on clean basis to SME in the manufacturing sector where the intrinsic nature of the business / core business offerings creates positive environmental impacts.

Here’s what PB WISE EcoBiz can do for you:

Loan amount up to RM20.0 million for all sectors.
Loan tenure up to 7 years or 31 December 2032, whichever is earlier.
Attractive pricing.

Subject to eligibility criteria and terms & conditions (T&C) apply.

Business Expansion

Government Guarantee Schemes Managed by Syarikat Jaminan Pembiayaan Perniagaan (SJPP)