Illustration of Interest Earned for ACE Enterprise Account
ACE Enterprise Account Interest Rate with effect from 16 August 2024
| Range | Nominal Interest Rate (p.a.) | Effective Interest Rate (p.a.)# |
| First RM50,000.00 | 0.00% | 0.00% |
| Next RM500,000.00 | 0.20% | 0.20% |
| Next RM1,000,000.00 | 0.40% | 0.40% |
| Next RM2,000,000.00 | 0.60% | 0.60% |
| Thereafter | 0.80% | 0.80% |
#The effective interest rates shown above are applicable for the deposit amount within the range of the said interest rate tier.
Example 1:
1 day interest earned for an account with outstanding balance of RM1.5 Mil is as follows:
| Range | Interest Rate (p.a.) | Calculation | Interest Earned (RM) |
| First RM50,000 | 0.00% | First RM50,000 balance X 0.00% X 1/366* | 0.00 |
| Next RM500,000 | 0.20% | Subsequent RM500,000 balance X 0.20% X 1/366* | 2.73 |
| Next RM1,000,000 | 0.40% | Subsequent RM950,000 balance X 0.40% X 1/366* | 10.38 |
| Next RM2,000,000 | 0.60% | Subsequent RM0 balance X 0.60% X 1/366* | 0.00 |
| Thereafter | 0.80% | Subsequent RM0 balance X 0.80% X 1/366* | 0.00 |
| Total Interest Earned | 13.11 | ||
*365 if it is a non-leap year
Example 2:
30 days interest earned for an account with outstanding balance of RM5.0 Mil is as follows:
| Range | Interest Rate (p.a.) | Calculation | Interest Earned (RM) |
| First RM50,000 | 0.00% | First RM50,000 balance X 0.00% X 30/366* | 0.00 |
| Next RM500,000 | 0.20% | Subsequent RM500,000 balance X 0.20% X 30/366* | 81.97 |
| Next RM1,000,000 | 0.40% | Subsequent RM1,000,000 balance X 0.40% X 30/366* | 327.87 |
| Next RM2,000,000 | 0.60% | Subsequent RM2,000,000 balance X 0.60% X 30/366* | 983.61 |
| Thereafter | 0.80% | Subsequent RM1,450,000 balance X 0.80% X 30/366* | 950.82 |
| Total Interest Earned |
2,344.27 |
||
*365 if it is a non-leap year
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